Transparency
Rates & fees
Indicative ranges, real numbers, and a plain explanation of every cost. Your actual rate depends on the security, the term and the exit — we tell you yours upfront.
Current as at 26 June 2026 · representative ranges, not a locked rate card.
Product
Indicative rate
Max LVR
Term
Est. fee
Caveat loan
from ~1.65%/mo
75%
1–24 mo
from [x]%
Second mortgage
from ~1.45%/mo
75%
3–36 mo
from [x]%
Bridging finance
from ~1.35%/mo
70%
1–18 mo
from [x]%
First mortgage
from ~0.95%/mo
70%
3–36 mo
from [x]%
Equity release
from ~1.25%/mo
65%
6–36 mo
from [x]%
All figures indicative and placeholder — subject to assessment of security, exit and borrower. Rates quoted per month.
What you actually pay
Establishment fee
A one-off fee set against the loan, quoted before you commit.
Legal & valuation
At cost, where required. No margin added by us.
No hidden costs
Every fee is on the term sheet. If it isn’t written down, you don’t pay it.
What affects your rate: the quality and type of security, the loan-to-value ratio, the term, and how clear your exit is. Cleaner security and a defined exit mean a sharper rate.
Want your actual numbers?
Tell us the asset and the amount and we’ll come back with indicative terms — usually same day.